Should I switch insurance companies?

How do you know when it's time to change to another insurance company?

There's a very simple answer: when a rival company offers you a better deal on your insurance policy.

However, this simple answer isn't quite as simple as it sounds. After all, what does 'better deal' really mean?

The most obvious 'better deal' is one in which you pay less for insurance. All things being equal, that is all that really matters. If you can get the same cover for less money, that's great!

New online services have made it so easy to compare insurance prices and instantly get the cheapest possible insurance policies. There's really no excuse for paying too much for insurance any more.

However, it's equally important to understand what each policy offers and whether you are getting the best value for your monthly premium.

Investing in value

There's more to choosing the right policy than price. How much cover do you get? What are the exclusions? Is it easy to make a claim? Can the insurer reliably meet its obligations?

Mzansi Review will only consider policies from reputable, registered insurers with a proven track record.

Choosing among reputable insurers, however, will depend on your personal circumstances. That's why it makes sense to compare quotes and consider all the relevant factors, such as the level of cover an insurance policy will provide, what exclusions apply and, of course, the cost of your monthly premium.

Want to get the best total deal on insurance? Speak to an insurance professional and make a smart choice.